Maryland senior citizens have unique legal rights which are well documented by The People’s Law Library of Maryland.  This is a legal information and self-help website maintained by the Maryland State Law Library, a court-related agency of the Maryland Judiciary, and supported by Maryland’s non-profit legal services providers, Maryland pro bono attorneys, and the legal academic community.

The library is quite comprehensive and may be found at If you don’t have access to a computer, you can visit either the Easton or St. Michael’s branches of the Talbot Free Library and use one of their computers. The staff will be happy to give you assistance. Topics include:

General Senior Citizens Articles

  • Adult Guardianship
    Guardianship is a court proceeding. When an adult is unable to make personal decisions, such as medical decisions, or to handle his or her own property, a court can appoint a guardian.
  • Adult Guardianship Process – Intro to Adult Guardianships
    What happens when someone becomes disabled and can no longer manage his or her financial affairs? Often, the answer to that question is to initiate a guardianship proceeding on behalf of that disabled adult.
  • Adult Guardianship Process – Before and During the Trial
    Establishing a guardianship is a formal, public, legal process. Here are the legal steps it entails.
  • Do Children Have to Support a Destitute Parent?
    If a parent is destitute, do the children legally have to support him or her under Maryland Law?
  • Help for Caregivers of Seniors
    Information for people caring for a frail, elderly relative.
  • Medical Assistance – Aged, Blind and Disabled (MA-ABD)
    Medical Assistance (also called Medicaid) is a program that pays the medical bills of people who have low income and cannot afford medical care.
  • Qualified Medicare Beneficiary (QMB)
    The Qualified Medicare Beneficiary (QMB) program is a state program to help people with lower income pay for out-of-pocket Medicare expenses, such as deductibles, co-payments
    and premiums.
  • Reverse Mortgages
    What are reverse mortgages and what are the common pitfalls.
  • Seniors Landlord/Tenant FAQ
    Questions and Answers from Maryland Legal Aid’s Maryland Senior Legal Hotline
  • Specified Low Income Medicare Beneficiary (SLMB)
    Specified Low Income Medicare Beneficiary (SLMB) & Qualified Individual Program (QI) pay the Medicare Part B insurance premiums for Part B participants who have trouble paying premiums.
  • Tax Relief Program for Renters
    The tax relief provided by this law is based on a calculation that includes your total income and the actual amount paid as occupancy rent.

Discrimination Issues

  • Employment Discrimination
    There are a number of federal and state laws that prohibit discrimination because of age, race, color, gender, national origin, disability, sexual orientation, gender identity, religion, and pregnancy.


  • ERISA, Pensions and Social Security
    Federal legislation gives spouses and divorced spouses some rights in a worker’s pension plan and social security benefits.

Nursing Homes/Assisted Living

  • Assisted Living in Maryland
    Assisted living is a residential program that provides housing, supervision, personal care services, health related services, or a combination of these to residents who are unable to perform activities of daily living or who need help performing them.
  • Frequently Asked Questions About
    Medical Assistance for Nursing Home Care

    This article answers frequently asked questions about medical assistance and nursing home care.
  • Tips on Reviewing the Assisted Living Agreement
    Issues to consider before you sign.
  • Long Term Care Facilities: Ombudsman Services
    An ombudsman is a third party that acts to investigate and resolve complaints involving residents of long-term care facilities. The Ombudsman is an advocate whose goal is to promote the highest possible quality of life for residents.
  • Nursing Home Resident and Medical Rights
    This article describes the rights that nursing home residents have under state and federal law and regulations.
  • Your Rights as an Assisted Living Resident
    Your treatment, care and services must be adequate, appropriate, and promote your social, emotional, physical and spiritual health

Social Security Benefits

  • Benefits for Children, as Survivors or Dependents
    Social Security Benefits for children of a recipient
  • Deducting Medicare Premiums
    Many older taxpayers have Medicare premiums deducted from their Social Security checks each month and forget to take the deduction at the end of the year.
  • Representative Payee
    A representative payee is a person who has been chosen by the Social Security Administration to receive a Social Security or Supplemental Security Income check on behalf of another person.
  • Retirement Insurance Benefits
    This table lists how to apply for Social Security
  • Social Security Benefits for divorced spouses
    Social Security Benefits for divorced spouses
  • Spousal Benefit
    Social Security Benefits for spouses
  • Supplemental Security Income (SSI)
    The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources.
  • Widows and Widowers
    Social Security benefits for widows and widowers


  • Estate Administration Overview
    This page gives an overview of estate administration and links to a number of resources for people who need to open an estate.
  • Frequently Asked Questions About Wills
    A Will is a written legal document prepared for one person, called the testator, which sets forth what is to happen after death to his or her property, called the estate, and who is to be named as guardian to care for any minor children.
  • Personal Bank Accounts
    This article contains information on different kinds of personal banks accounts, who can access them, and what happens when the owner dies.
  • Powers of Attorney
    A power of attorney is a document in which you give someone legal authority to act for you.
  • Steps for Recording a Maryland Real Estate Deed
    This article describes a general process for giving away property rights to someone else for no money. You should be aware that simply adding someone to a property deed can have very different results depending on the exact words used in the new deed. If you are buying or selling property, it is important to get professional help.
  • Trusts
    This article defines and describes the basic
    law of trusts.
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